Obamacare premiums to rise next year
The gist
KFF estimates Obamacare marketplace premiums will rise 13% on average in 2027, after a 26% jump this year.
People without subsidies bear the full increase during open enrollment.
How it unfolded
- 2025ACA insurers raised premiums by an estimated 26% on average for 2026, with benchmark silver premiums up 17% in state-run marketplaces and 30% in Healthcare.gov states.
- Jul 8, 2026KFF analysis of insurer filings found a median proposed 2027 increase of 14% across 77 insurers in 16 states and D.C.; a separate analysis put the median at 15% across 276 insurers in all 50 states and D.C.
- Oct 2, 2026KFF analysis showed a median proposed 15% increase for 2027 across 276 insurers, versus a median finalized rate of 20% last year.