Fidelity 500 index fund
The gist
A 58-year-old's $400,000 Fidelity 500 Index Fund holding got a capital gains tax bill her neighbor's VOO never sent.
The fund's structure, not her trading, triggered the taxable distribution.
How it unfolded
- 2018 -12FXAIX's December distributions spiked to $0.875 per share.
- 2026 -04A 58-year-old woman received a Form 1099-DIV showing a capital gains line item on her Fidelity 500 Index Fund holdings, despite not trading a share in six years.
- Sep 10, 2026FXAIX closed at $264.30.